Thursday, 10 October 2019

RBI rejects merger of lndiabulls Housing Finance with Lakshmi Vilas Bank

The bank had sought approval from the Reserve Bank of India (RBI) on May 7, 2019
Indiabulls Real Estate
The Reserve Bank of India (RBI) on Wednesday rejected the proposed amalgamation of lndiabulls Housing Finance and Lakshmi Vilas Bank (LVB), two weeks after the banking regulator initiated prompt corrective action (PCA) against the Chennai-based bank.
The RBI said the application for the voluntary amalgamation of lndiabulls Housing Finance (IBHFL)  and its subsidiary lndiabulls Commercial Credit with LVB could not be approved. LVB officials declined to comment on the matter.
IBHFL in its statement to the stock exchanges said, “Now that the merger will not happen with Lakshmi Vilas Bank, the uncertainty of the last five months on the business is lifted and the company will focus on its growth of the core business of housing finance.”
IBHFL also said it was considering a buyback of equity shares of the company, for which it has called a board meeting on October 14. “The company upon buyback of securities will have a ratio of aggregate of secured and unsecured debts to the paid-up capital and free reserves of not more than 6:1 on standalone and consolidated basis,” the statement said…

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